How To Buy a New Car For Cash and Credit? – As the number of families increases because of the increasing number of children, transportation needs an increase. Especially when living in a big city that needs high mobility, the car is the most appropriate transportation choice.
But do you know if buying a car is not that easy, it should not be arbitrary to get the right car? Check out the tips on buying a car below.
Tips for Buying a Leading New Car
Maybe you are still confused about deciding which new car to buy. So you can find a dream car, then you can use these tips!
Determine Car Needs First
The first thing to do when you want to buy a new car is, of course, to determine the needs of the car first. Determine the purpose of buying a car first, for a family car, business, sport or other needs.
There are many types of cars on the market that will make buyers confused if they don’t have a clear choice. Therefore, it is very important to do tips on buying a car which is first to determine the needs of the car first before buying it. If you want to have a family car, the MPV class car will be perfect to fulfill it. There are also sports cars or luxury cars that can be selected as needed.
Collect as much information as possible
After determining what type of car you want, you must collect as much information as you want about the new car. It is important to do this to get all the information about the car you want so you don’t choose it wrongly.
Gather complete information starting from facilities, safety and comfort features, interior and exterior design, capacity, fuel requirements and others. If necessary, look for information on reviews by users of the same type of car before. By being able to know the actual income of the users of the car to be taken into consideration in making decisions.
Of the many new cars, it is supposed to choose a car that fits the budget you have in savings. It’s important to control yourself not to choose the type of car that is beyond the limits of ability, to avoid problems behind.
Do not just follow the prestige alone then choose a luxury car above the actual financial capabilities. This will result in the inability to pay if you buy it on credit. If you buy in cash, you will spend savings and even emergency funds, which will disrupt financial planning.
Check by Researching Features in a New Car
Don’t stop at the information provided by the sales clerk, because you have to prove yourself the info that has been obtained. Check carefully while matching information with features or specifications that have been delivered by the sales clerk.
Thus it can prove between the information and reality that is in the car sought. Check carefully the features, specifications, interior, and exterior design whether it really matches the information provided by the sales. If it is not suitable then you can immediately resign, and look for another car or showroom.
Don’t Impress Very Needing a Car
One more tip to buy a car that must be done is not to seem hasty and really need a new car. It will be used as a weapon by sales to influence buyers by giving high prices.
If this is the case, then this situation will be very detrimental to car buyers, because they will get a high price. In addition, the sales will also urge to immediately decide to buy in the showroom. Though maybe there are many other showroom choices that are better, very detrimental right?
Choose a Dealer with the Best Deals
After getting the right information for the car and showroom, it’s time to choose the right dealer to buy a car.
Consider well the facilities, price bonuses or discounts and the quality of the car to be purchased. As much as possible, select a dealer that offers the best deals with the lowest prices and the best quality and the most bonuses. It would be very fortunate if the buyer gets a complete offer from a dealer like that.
Therefore, choose calmly and selectively do not rush when determining the choice of the dealer to buy a car either cash or credit. Thus the buyer will get the best car as needed at the price according to ability.
Ask for a Test Drive
If possible, ask for a test drive to the dealer where you buy the car, so you can feel driving a new chosen car. By doing a test drive, the buyer can prove himself and feel the features of the car.
In addition to feeling the comfort and safety features, you can also see the interior design of the car and the seat of the car. Thus the buyer can decide exactly, to buy a car or not after feeling the comfort of the car.
Test drives can be convincing or even make the buyer undo if the features felt when the test drive is not in accordance with the sales statement.
If you buy credit, prepare at least 25% of the car price
After being sure to choose a car, then decide how to buy it, want cash or credit? If you decide on credit because the budget is insufficient to buy cash, then at least 25% of the total price of the car must be available.
Tips on buying a new car this one is important because it affects the financial ability when paying for car payments.
If you have a budget greater than 25% it will be better because the effect of the car installments will be smaller. Maximize the ability to repay when deciding to buy a car on credit so that the interest does not swell.
So some tips on buying a new car that you can do, follow each of these steps so that you really are the one with the chosen car and in accordance with financial conditions.